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  • The Total Money Makeover

  • A Proven Plan for Financial Fitness
  • By: Dave Ramsey
  • Narrated by: Dave Ramsey
  • Length: 3 hrs and 41 mins
  • 4.6 out of 5 stars (467 ratings)

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The Total Money Makeover

By: Dave Ramsey
Narrated by: Dave Ramsey
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Publisher's Summary

READ BY THE AUTHOR.

Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite finance coach, Dave Ramsey.

By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for.

The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to:

  • Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method
  • Break bad habits and make lasting changes when it comes to your relationship with money
  • Recognize the 10 most dangerous money myths
  • Secure a healthy nest egg for emergencies and set yourself up for retirement
  • Become financially healthy for life
  • Live like no one else, so later you can LIVE (and GIVE) like no one else!
©2003 Dave Ramsey (P)2003 Thomas Nelson Publishers

Critic Reviews

"The strength of this book is that it is a straightforward motivational tool. He provides the brutally direct truth about the hard work it takes to become free of debt, and his directness is a great part of the book's charm." (Publishers Weekly)

What listeners say about The Total Money Makeover

Average Customer Ratings
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  • Overall
    2 out of 5 stars
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    2 out of 5 stars

Didn't get enough out of it

I couldn't decide between this book or Dave Ramsey's Financial Peace - i opted for this one given it was only 3 and a bit hours and i thought I'd get the highlights version. In hindsight i would have been better off buying Financial Peace as he skims over way too much and all i really got out of this book was avoid debt - which is kinda obvious Mr Ramsey! He does touch on his "baby steps" which had he gone into more may have been a help.

It also takes a bit of getting used to being yelled at - but you do kinda get used to it by the end.

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17 people found this helpful

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why are you yelling at me, I came for advice

Would you ever listen to anything by Dave Ramsey again?

This guy just isn't for me, so angry and treats his listeners like they are stupid, I couldn't take in anything he said because he was so angry.

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6 people found this helpful

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    2 out of 5 stars

Too Much Religious talk

A few good points for Americans only and way too many bible quotes and constantly relying on God to help him

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4 people found this helpful

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    5 out of 5 stars
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Brilliant!

Dave delivers an honest, step by step and powerful message on how to build and keep wealth !! Highly reccomend.

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3 people found this helpful

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    4 out of 5 stars
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Great money wise but can’t stand all the GOD talk

Great money wise but can’t stand all the GOD talk. Wish he wasn’t pushing religion into it!

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2 people found this helpful

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Good information

Overall good book minus all the Jesus/God references, but his points and information is correct and helpful.

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1 person found this helpful

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Not for me

Very basic finance advice and concepts. Great for people with zero financial skills or knowledge

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1 person found this helpful

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    5 out of 5 stars
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Life changing

There's a story within this audiobook which finishes saying 'if you have an income, you need the total money makeover'. Couldn't agree more. Have listened to this at least 10 times now and will continue to every couple of months or so

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1 person found this helpful

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    4 out of 5 stars
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Impactful and relevant

Although Dave Ramsay's draws from examples from the US, a lot of the principles around money were relevant to me (as an Australian) I appreciate his no nonsense, straight talking approach to how the majority perceive money and how he seeks to debunk many money myths.

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Easy listening

I enjoy the way that Dave Ramsey explains the process of wealth creation. He has a way of giving hope when some may feel hopeless. I found the ebook easy to listen to, and well articulated.

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